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Net Present value (NPV) in everyday life

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  “A car with a small hole in its fuel tank unattended to shall see its fuel draining little by little and it shall only be left in the middle of a long journey! So is life! Mind the small things!” ―  Ernest Agyemang Yeboah   In one of the previous posts, we discussed about the importance of Net Present value (NPV) for deciding the financial viability of any project. For readers who have not gone through that post, the link is provided below.   https://theunruffledman.blogspot.com/2022/11/payback-does-it-truly-pay-off.html   You can visit the above post for a quick grasp of the concept.   In a nutshell, NPV, which is also known as the discounted cash flow method, takes time value of money into account. The value of a project's returns in the future won't be the same as it is today. In other words, if the enterprise generates a $100,000 return after a year, its worth will be lower than it is now. With $100,000 today, you can buy more things than y...
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What kind of Communicator are you?

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  "The art of communication is the language of leadership.” — James Humes I recently took a communication skills course where I learnt about the various communication styles for the first time. The subject was quite interesting and also thought provoking. I want to impart this knowledge to our readers as well. If we reflect deeply on these concepts, we can become better communicators, indeed.     People can be broadly classified into three types based on how they communicate. We'll check them out one by one.   1.   Noble Communicators :- They are the people who communicate primarily to share knowledge and honest opinions. They always say what they believe to be true. Before voicing their ideas, they do not consider the circumstances or the possible repercussions. Additionally, they do not value an individual's sentiments. Despite being straightforward, they may get aggressive.   2.     Socratic Communicators :- They are the ones whose main...
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NADISHODHAN PRANAYAMA - A simple practice that gives great benefits

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    …We come into the world with an in-breath and exit with an out-breath… -         Susan Weis-Bohlen, AP Introduction:- What is Pranayama? In Sanskrit, prana means life energy, and ayama means controlling or restraining prana. These two words together form pranayama. It is the yogic practice of focusing on breath. In yoga, breath is associated with prana, thus, pranayama is a means to elevate the prana-shakti, or life energies. The Patanjali yoga sutras state that pranayama is the fourth limb of Ashtanga yoga, or the fourth step on the eight-step ladder*.  According to Paramahansa Yogananda , “the real meaning of Pranayama, according to Patanjali, the founder of Yoga philosophy, is the gradual cessation of breathing, the discontinuance of inhalation and exhalation".   Why should we practice Pranayama? According to the yoga tradition, the ultimate goal for every human being is to achieve the samadhi state (eighth limb),...
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